Effective Date: December 30, 2025
Last Updated: December 30, 2025

Welcome to URANEMEDIA.COM (“Urane Media,” “we,” “our,” or “us”). These Terms of Use (“Terms”) govern your access to and use of our website, mobile experiences, podcasts, newsletters, social channels, and any related services (collectively, the “Services”). By accessing or using the Services, you agree to be bound by these Terms.

If you do not agree, do not use the Services.

• Age: You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Services.
• Account Creation: If you create an account, you must provide accurate information and maintain the security of your login credentials. You are responsible for all activity under your account.
• Business Use: If you use the Services on behalf of an organization, you represent and warrant that you have authority to bind that organization to these Terms.

Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use, and share your information. Please review it carefully.

Note: Insert a link to your Privacy Policy here once it’s ready (e.g., uranemedia.com/privacy).

• Urane Media Content: The Services and all materials we publish—including podcasts, articles, videos, images, graphics, logos, text, and software—are owned by Urane Media or our licensors and are protected by intellectual property laws.
• Limited License: We grant you a personal, limited, non‑exclusive, non‑transferable license to access and use the Services for your own, noncommercial purposes, subject to these Terms. You may not reproduce, distribute, modify, create derivative works, publicly display, perform, or exploit any content without our prior written consent, except as permitted by law (e.g., fair use).
• Trademarks: “Urane Media,” “INSIDE URANE MEDIA,” and any associated marks, logos, and trade dress are trademarks or service marks of Urane Media. Do not use them without our written permission.

• Your Content: If you submit, post, or upload comments, reviews, questions, messages, audio, video, images, or other content (“User Content”), you retain ownership of your content.
• License to Us: You grant Urane Media a worldwide, royalty‑free, sublicensable, transferable license to host, store, display, perform, reproduce, modify (for formatting and technical purposes), create derivative works, and distribute your User Content in connection with operating, improving, and promoting the Services.
• Your Responsibilities: You represent and warrant that you have all rights needed to grant this license and that your User Content does not infringe any third‑party rights or violate any law.
• Monitoring: We may, but are not obligated to, monitor, remove, or restrict access to User Content at our discretion.

You agree not to:

1. Use the Services for unlawful purposes or in violation of any law or regulation.
2. Infringe or misappropriate intellectual property, privacy, or publicity rights.
3. Post or transmit harmful, deceptive, defamatory, obscene, harassing, hateful, or otherwise objectionable content.
4. Engage in spam, scams, or fraudulent schemes (including financial scams or misleading investment solicitations).
5. Interfere with the security, functionality, or integrity of the Services (e.g., hacking, scraping beyond publicly available pages, introducing malware).
6. Circumvent access controls or attempt to probe, scan, or test vulnerabilities.
7. Use the Services to collect personally identifiable information without consent.
8. Impersonate others or misrepresent your affiliation.

Urane Media provides educational content related to personal finance, investing, entrepreneurship, and wealth-building. We are not a financial advisor, broker‑dealer, investment adviser, accountant, or attorney. The content is for informational and educational purposes only and should not be considered financial, investment, tax, accounting, or legal advice.

• No Recommendation: Nothing on the Services constitutes a recommendation or endorsement of any investment, security, strategy, product, or service.
• Do Your Own Research: You are solely responsible for your financial decisions. Consider seeking advice from qualified professionals and conducting independent research.
• Risk Disclosure: Investing involves risk, including the potential loss of principal. Past performance is not indicative of future results.

If the Services include paid products, memberships, courses, downloads, or subscriptions:

• Pricing & Taxes: Prices are subject to change. You are responsible for any applicable taxes and fees.
• Payment Processing: Payments may be processed by third‑party providers. By purchasing, you agree to their terms and privacy policies.
• Auto‑Renewals: If you enroll in a subscription, it may automatically renew unless you cancel before the renewal date. Cancellation terms will be disclosed at checkout.
• Refunds: Our refund policy will be posted at the point of sale. Unless stated otherwise, all sales are final.
• Access: We may suspend or terminate access for nonpayment, chargebacks, or suspected fraud.

The Services may link to third‑party websites, tools, podcasts, courses, or resources. We do not control and are not responsible or liable for third‑party content, products, policies, or practices. Access them at your own risk.

By providing your email or phone number, you consent to receive communications from us (e.g., service announcements, newsletters, promotional messages). You can opt out of promotional emails via the unsubscribe link. Transactional or service‑related messages may still be sent.

If you believe content on the Services infringes your copyright, please send a notice to:
Email: [copyright@uranemedia.com]
Address: [Your Business Address]

Your notice must include: (a) your contact information; (b) identification of the copyrighted work; (c) identification of the allegedly infringing material and its location; (d) a statement of good‑faith belief; (e) a statement under penalty of perjury that the information is accurate and that you are the copyright owner or authorized to act; and (f) a physical or electronic signature.

We may suspend or terminate your access to the Services at any time, with or without cause or notice, including for violation of these Terms or suspected misconduct. Upon termination, any licenses and rights granted to you will cease, except that sections intended to survive (e.g., ownership, disclaimers, warranties, limitation of liability, indemnity, and governing law) will continue.

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF TITLE, NON‑INFRINGEMENT, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR‑FREE, OR THAT INFORMATION PROVIDED IS ACCURATE, COMPLETE, OR CURRENT.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, URANE MEDIA AND ITS OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, PARTNERS, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR USE, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL LIABILITY FOR ANY CLAIMS ARISING FROM OR RELATING TO THE SERVICES WILL NOT EXCEED THE GREATER OF: (A) THE AMOUNT YOU PAID TO US FOR THE SERVICE IN THE 12 MONTHS BEFORE THE CLAIM; OR (B) USD $100.

Some jurisdictions do not allow certain warranty disclaimers or limitations of liability; in such jurisdictions, our liability is limited to the maximum extent permitted by law.

You agree to indemnify, defend, and hold harmless Urane Media and its officers, directors, employees, contractors, partners, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising from or related to: (a) your use of the Services; (b) your User Content; (c) your violation of these Terms; or (d) your violation of any law or third‑party right.

These Terms and your use of the Services are governed by the laws of the State of Florida, without regard to its conflict‑of‑laws principles. You agree to submit to the exclusive jurisdiction of the state and federal courts located in [County], Florida for the resolution of any dispute arising out of or relating to these Terms or the Services.

Note: If your business is registered elsewhere or you prefer a different jurisdiction, we can update this section accordingly.

We may update these Terms from time to time. If we make material changes, we will provide notice (e.g., by updating the “Effective Date,” posting a notice on the site, or sending an email). Your continued use of the Services after changes become effective constitutes your acceptance of the revised Terms.

We make no representation that the Services are appropriate or available in all locations. Accessing the Services may be illegal in certain jurisdictions. If you access the Services from outside the United States, you do so at your own risk and are responsible for compliance with local laws.

• Entire Agreement: These Terms, together with the Privacy Policy and any additional posted terms (e.g., subscription terms), constitute the entire agreement between you and Urane Media regarding the Services.
• Severability: If any provision is found unenforceable, the remaining provisions will remain in full force and effect.
• No Waiver: Our failure to enforce any provision does not constitute a waiver.
• Assignment: You may not assign or transfer these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, or sale of assets.
• Force Majeure: We are not liable for delays or failures due to events beyond our reasonable control (e.g., acts of God, labor disputes, internet or utility outages, war, or government actions).

URANE MEDIA welcomes your questions or comments regarding the Terms: 

URANE MEDIA 

14311 Biscayne Blvd., #4251 

North Miami, Florida 33261 

Email Address: SUPPORT@URANEMEDIA.COM

Telephone number: 

Effective as of December 30, 2025